Hugh Field Helps Clients throughout Waterloo, Des Moines, Cedar Rapids, & Iowa City, Dubuque and all of Eastern Iowa
Missing work for at least a year due to a disability can lead to many stressful and frustrating circumstances. Going through the Social Security Disability Insurance process without a skilled Iowa disability lawyer can be even more frustrating. Hugh can help guide you through a complex and convoluted system so you can pursue the money you need. We understand this has not been an easy experience for you, which is why we take a caring approach to helping our clients. Our Iowa social security disability lawyers can help you navigate laws around disability assistance.
What Is The Difference Between SSI And SSDI?
While both SSI and SSDI are programs that the Social Security Administration offers to supplement the income of those who are unable to work due to medical disabilities, they serve two populations.
SSI vs. SSDI
- Intended for those with low income and who have not worked enough to earn the credits needed to qualify for SSDI
- Not based on work history; available for those who do not qualify for SSDI and have limited income and resources (cash or property)
- The person must be 65 years of age or older or blind (any age) or have a disability (any age)
- Must have $2,000 or less in cash or combined bank accounts
- The value of a home is considered separately and will not disqualify a person from receiving SSI
- Automobiles with a fair market value of up to $4,500 will not be included in a person’s resources
- Benefits begin the first full month after the date the claim was filed, or if later, the date when the person was found to be eligible for SSI
- Intended for those who have worked and can no longer work due to a physical or mental disability
- Available for those who contributed through taxable income or have earned enough work credits; 20 or more “quarters of coverage” within the last 10 years and you are fully insured
- Benefits begin on the 6th full month of disability. The 6th month period begins with the first full month after the date the Social Security Administration decides that the disability began.
The difference between SSI and SSDI is that SSI is determined based on a person’s age/disability as well as their limited income and resources. SSDI is determined based on a person’s disability and work credits.
How is “Disability” Defined?
The Social Security Administration has a specific definition for “disability”. It is based on your capacity to work and the expected duration of your disability. When applying for SSD, you must submit medical records as proof. You will not be eligible for SSD if your disability is temporary or partial.
Have questions about SSDI? Speak with an Iowa social security disability lawyer at Beecher, Field, Walker, Morris, Hoffman & Johnson, PC! Dial (855) 801-1633.
Hugh can review your specific situation and help you determine if you meet the Social Security Administration’s definition of disabled. From there, we can help you file a claim and provide legal counsel that is focused on representing your best interest.
We are here to help our clients with:
“They will always find someone to represent you and make sure you are equally treated.”- Joseph H.
Put an Aggressive & Accomplished Attorney on Your Side
While the application process can seem daunting, anyone is able to effectively apply for their benefits. Attorney Hugh Field can use his experience to help you with the application. He knows that more than half of all claims are denied initially and he can represent you all the way to a hearing before an Administrative Law Judge. Getting the benefits you need are critical to helping you maintain your quality of life. A trusted Iowa disability lawyer can provide you with honest and thoughtful legal advice.
We do what it takes to win and don't hold anything back. Attorney Field is prepared to fight for you.
We will always put your and your best interests first. Our clients are always our top priority.
Decades of Experience
Attorney Hugh Field has practiced law for nearly 50 years and is well respected in the legal community.